SIP (Systematic Investment Plan)

Small, regular investments (monthly/weekly).

Builds discipline and long-term wealth.

Rupee cost averaging benefit.

Great for salaried individuals.

Lumpsum Investment

One-time bulk investment (as & when you get surplus).

Best suited during market dips or windfalls.

Potential for higher returns in long-term bull phases.

SWP (Systematic Withdrawal Plan)

Regular income from invested funds.

Ideal for retirees or passive income seekers.

Capital remains invested while income is generated.